Stop wondering where your money went
Brutally honest budgeting, automated bill tracking, and zero tracking. No bank linking required.
Watch a complete walkthrough of all features in under 5 minutes
Trak30 doesn't just record your money; it analyzes your habits and gives you brutally honest feedback to save more.
AI categorization automatically labels expenses as Essential, Lifestyle, or Discretionary. Always review AI suggestions for accuracy. Get insights into your spending habits.
Add your email to unlock bill reminders and weekly tracking nudges. Completely optional - use Trak30 without email if you prefer total privacy.
Get alerted to recurring small expenses and subtle spending trends. Automated insights for informational purposes - not financial advice.
Set up recurring payments once. Bills auto-generate on schedule, and optional email reminders keep you on track (3 days before & day of).
Export transaction history as CSV, JSON, or beautiful PDF reports anytime. Download example report to see what you get!
Beautiful charts show spending by category, income vs expenses over time, and budget progress at a glance. For informational purposes only.
Opt-in to announcements about new features and updates. Full control over what notifications you receive - customize everything in settings.
Set your currency, timezone, categories, and notification preferences. Export reports in PDF or CSV format whenever you need.
Export categorized spending for tax purposes. Automated estimates only - not tax preparation software. Always consult a CPA before filing.
Get an automated score (0-100) based on your spending patterns. Estimate only - not professional financial analysis or advice.
AI predicts future expenses based on historical patterns. Estimates only - may not be accurate. Not a substitute for financial planning.
Snap photos of receipts to auto-extract amounts and dates. Always review OCR results for accuracy before saving transactions.
No email required. Just username and password. Add email later if you want notifications.
Add your paydays and recurring expenses once. They'll auto-generate going forward.
Quick-add expenses in seconds. AI categorizes them automatically. See real-time balance and insights.
Use Trak30 as a native app on your Phone, Tablet, or Computer
Open Trak30 in your browser (Chrome, Safari, Edge)
Tap the Install button above, or open the Browser Menu (⋮ / ⎘)
Select "Install App" or "Add to Home Screen"
Launch from your Home Screen or Desktop!
Your data is encrypted with industry-standard protocols (JWT, HTTPS).
Just username and password required. Email is 100% optional - only add it if you want bill reminders and updates.
No ads, no selling your data. We only track anonymous app usage to improve features.
Export or delete your data anytime. Full control, always.
We use AI for analytics and categorization. Only transaction descriptions are processed - no personal info. AI may contain errors; always review suggestions. No data storage by AI providers.
Trak30 is a budget tracking tool - not professional advice
Trak30 is a budget tracking tool, not a financial advisor. All insights, predictions, analytics, and Financial Health Scores are for informational purposes only. You are responsible for your own financial decisions. Always consult a licensed financial advisor for important financial matters.
The Annual Tax Summary is an automated estimate based on your entered data. Trak30 does not guarantee the deductibility of any expense. Categories may contain errors. You are solely responsible for verifying all data with a licensed CPA or tax professional before filing taxes. Trak30 is not liable for tax penalties or audits.
AI categorization and analytics are automated and may contain errors or inaccuracies. Always review and verify AI suggestions before accepting them. You are responsible for ensuring transaction categories are correct. Trak30 is not liable for incorrect AI categorizations.
OCR receipt scanning uses automated technology and is not 100% accurate. Always review extracted amounts and dates before saving transactions. Trak30 is not responsible for OCR errors or incorrect data entry.
Spending predictions are automated estimates based on historical data and may not be accurate. Predictions do not account for unexpected expenses, life changes, or economic conditions. Do not rely solely on predictions for financial planning. Always maintain an emergency fund.
Trak30 is provided "as is" with no warranties of any kind. We are not liable for any damages, financial losses, data loss, or consequences arising from use of Trak30. Maximum liability is limited to $0 (because Trak30 is free). See our Terms of Service for complete legal details.
For complete legal information, please review our Terms of Service, Privacy Policy, and FAQ.
No credit card. No email required. No commitment. Just honest budgeting.
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